admin on July 28th, 2010

by kimrickwood I’m currently on a repayment plan on a rental property for the 1st mortgage. The 2nd has been charged off by EMC mortgage and sent to an outsourced collection company called LCS. Does anyone have any experience on how to deal with LCS and what rights I have to settle this 2nd mortgage. [...]

Continue reading about Is 20% down pay manditory?

admin on July 26th, 2010

I see how down payments affect the price of your home. But when you use the VA loan you dont have a down payment. So how does that affect the price of your home? by Mike Licht, NotionsCapital.com We are thinking of purchasing a house from my father. Instead of using a mortgage broker or [...]

Continue reading about VA Loans

admin on July 25th, 2010

What market conditions have to in place for a 20% down payment to be a standard requirement of most lenders? I’d think conditions similar to our current state in 2010 were foreclosure sale are common and default rates are high, but without government assistance in the financial sector. by Nemo’s great uncle I am a [...]

Continue reading about 20 Down Market

admin on July 25th, 2010

Hi,   I have a question about credit scores and loans; so I have perfect credit, except for a $ 500 thing from five years ago that I am currently disputing (long story).  I don’t actually know what my credit score is, but its probably kind of low because I am getting offered interest rates [...]

Continue reading about Credit score and loan options