We are buying a house and are looking for 1M mortgage.
I’ve been quoted for 30Yr fixed: 1st 729k @4.5% and 2nd @4.25 with 20% down
or 10/1 ARM 1st @4.0% and [email protected]% with 25% down
Are these good rates? given the expected rate increase (but when?) is it still better to get ARM?
thanks

by hannah8ball