We are buying a house and are looking for 1M mortgage.    I’ve been quoted for 30Yr fixed: 1st 729k @4.5% and 2nd @4.25 with 20% down or 10/1 ARM 1st @4.0% and [email protected]% with 25% down   Are these good rates? given the expected rate increase (but when?) is it still better to get [...]

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